Terms of Service 
                    Agreement  
                  Web Site Subscriber Agreement and Terms 
                    of Service Between Subscriber www.BeatTheStockMarket.com ("Agreement") 
                     
                    PLEASE READ THIS AGREEMENT CAREFULLY BEFORE USING THE SERVICES 
                    PROVIDED BY (WWW.BEATTHESTOCKMARKET.COM). 
                     
                    All references to (www.BeatTheStockMarket.com) shall include 
                    the owner of (www.BeatTheStockMarket.com), and any affiliates, 
                    subsidiaries, officers and employees of (www.BeatTheStockMarket.com), 
                    or its owner. All references to "you" and "your" shall mean 
                    the subscriber.  
                     
                    ACCEPTANCE BY (WWW.BEATTHESTOCKMARKET.COM) AND ACCESS TO (WWW.BEATTHESTOCKMARKET.COM) 
                    IS EXPRESSLY CONDITIONED UPON YOUR ASSENT TO ALL OF THE TERMS 
                    AND CONDITIONS OF THIS AGREEMENT, TO THE EXCLUSION OF ALL 
                    OTHER TERMS; IF THESE TERMS AND CONDITIONS ARE CONSIDERED 
                    AN OFFER BY (WWW.BEATTHESTOCKMARKET.COM), ACCEPTANCE IS EXPRESSLY 
                    LIMITED TO THESE TERMS. 
                     
                    1. Description of Services 
                    www.BeatTheStockMarket.com LLC publishes a newsletter which 
                    is delivered by either email or posting on areas of the World 
                    Wide Web which may be password protected areas. The newsletter 
                    provides commentary and information on stocks and other securities, 
                    and the financial markets in general. 
                     
                    2. Subscribing  
                    By subscribing to www.BeatTheStockMarket.com, you agree to 
                    provide complete and accurate registration information, including, 
                    without limitation, your legal name, address, email address 
                    and telephone number. You agree to maintain and update this 
                    information as necessary to keep it true, accurate and complete. 
                    www.BeatTheStockMarket.com reserves the right to terminate 
                    the subscriber's subscription or limit access to the services 
                    if the information is false or inaccurate. 
                     
                    3. Payment & Renewal  
                    All subscription fees will be charged to the credit card provided 
                    by the subscriber. Payment for a subscription is due in advance 
                    and will be charged to the subscriber's credit card prior 
                    to the period selected. Renewal of month-to-month subscriptions 
                    is automatic. The renewal of your subscription will continue 
                    and your credit card charged until you cancel your subscription 
                    prior to the beginning of the automatically renewed subscription 
                    period as provided below. www.BeatTheStockMarket.com reserves 
                    the right to change the rates for the subscription at any 
                    time following 30 days notice by email to the subscriber. 
                    The subscription rate change shall apply to all subsequent 
                    billings following the 30-day notice period. If the company 
                    issuing the credit card rejects the charge for any reason, 
                    www.BeatTheStockMarket.com reserves the right to terminate 
                    your subscription and your access to www.BeatTheStockMarket.com. 
                     
                    4. Selection of username & password  
                    To access www.BeatTheStockMarket.com you may have to select 
                    a User Name and Password. BTSM reserves the right to reject 
                    any User Name or Password if www.BeatTheStockMarket.com believes, 
                    in its sole discretion, that the User Name or Password is 
                    vulgar, offensive, illegal, a trademark infringement, an attempt 
                    to impersonate someone else, or intended to cause confusion. 
                    You agree that you have no right to transfer or assign the 
                    User Name or Password, and that you are solely responsible 
                    for maintaining confidentiality of the User Name and Password. 
                    If you believe that your User Name or Password is no longer 
                    secure, you agree to promptly notify www.BeatTheStockMarket.com 
                    and change your User Name and Password.  
                     
                    5. Representations and Warranties  
                    You represent and warrant to www.BeatTheStockMarket.com that 
                    (a) you are over the age of eighteen (18) and have the power 
                    and authority to enter into and perform your obligations under 
                    this Agreement; (b) you shall comply with all the terms and 
                    conditions of this Agreement, including, without limitation, 
                    the Terms of Use set forth below; and (c) you have provided 
                    accurate and complete registration and subscription information, 
                    including, without limitation, your legal name, address and 
                    telephone number. 
                     
                    6. Terms of Use  
                     
                    a. You agree that you shall use the access granted to www.BeatTheStockMarket.com 
                    and any emails received from www.BeatTheStockMarket.com, its 
                    agents or assigns, for your personal and non-commercial use 
                    only. You may not modify, copy, distribute, transmit, display, 
                    reproduce, publish, license, create derivative works from, 
                    transfer, or sell any information, material or services obtained 
                    from the www.BeatTheStockMarket.com or the emails sent by 
                    www.BeatTheStockMarket.com.  
                     
                    b. You acknowledge that you have read, understand and agree 
                    to the terms of this Disclaimer and Terms of Service Agreement. 
                     
                     
                    c. You agree that you will only use the access granted under 
                    this Agreement for lawful purposes.  
                     
                    d. You agree not to permit anyone whose subscription was terminated 
                    to access the site with your User Name and Password, or to 
                    provide your User Name and Password for the purpose of accessing 
                    www.BeatTheStockMarket.com.  
                     
                    e. All materials displayed or performed on the www.BeatTheStockMarket.com, 
                    or in emails sent by www.BeatTheStockMarket.com, (including, but not limited to text, graphics, news articles, photographs, 
                    images, illustrations, audio clips and video clips, also known 
                    as the "Content") are protected by copyright, and owned or 
                    controlled by www.BeatTheStockMarket.com or its third party 
                    content providers. You agree to abide by all copyright notices, 
                    information, and restrictions contained in any Content accessed 
                    through the Services. www.BeatTheStockMarket.com is protected 
                    by copyright as a collective work and/or compilation, pursuant 
                    to U.S. copyright laws, international conventions, and other 
                    copyright laws. You may not modify, publish, transmit, participate 
                    in the transfer or sale of, reproduce (except as permitted 
                    in this Agreement for the use of Services), create derivative 
                    works based on, distribute, perform, display, or in any way 
                    exploit, any of the Content, software, materials, or Services 
                    in whole or in part. You may download or copy the Content, 
                    and other items displayed on, or distributed by www.BeatTheStockMarket.com, 
                    for download, for personal use only, provided that you maintain 
                    all copyright and other notices contained in such Content. 
                    You will not store any significant portion of any Content 
                    in any form. Copying or storing of any Content for other than 
                    personal, noncommercial use is expressly prohibited without 
                    prior written permission from www.BeatTheStockMarket.com, 
                    or from the copyright holder identified in such Content's 
                    copyright notice.  
                  
                  
                   |