How It Works 
                  First and foremost, our investment philosophy 
                    does NOT incorporate day-trading or market 
                    timing.  
                  The specific steps of this simple process 
                    are:  
                  Step 1: Join 
                    our online newsletter. 
                  Step 2: With some guidance from us, 
                    you'll select which portfolio(s) you want to follow. You will 
                    then contact your discount broker (if you already have an 
                    account set up), and place the trades. If you don't have a 
                    discount broker, we'll recommend 
                    several discount brokers. 
                  Step 3: Monitor your email for buy/sell 
                    signals. These can also be found online here. 
                  That's all there is to it. It's very simple; 
                    we do the investment research work and you get to participate 
                    in the recommended portfolios that have out-performed the stock 
                    market in both bull and bear markets. 
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