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Frequently Asked Questions (FAQs)

Q: What's the minimum amount of money I need to get started?

A: Now that it's possible to make trades with commissions as low as $3 per trade or even lower, it's getting easier to start with a small amount of money. We personally started out investing $50 a month in mutual funds. The problem was we were paying an outrageous commission of 8.5%. I don't want you to make the same mistake. In our beginner's portfolio, we recommend mutual funds that only require an investment of $50 a month. Not only that, their performance is great and they don't charge any commissions.

For people wanting to invest in stocks, we recommend investing at least $100 into each stock of one of our stock portfolios. Depending on the portfolio, that would be roughly $2,000. If you use a discount broker that charges $5 per trade (note: we recommend certain brokers once you subscribe), your commissions to buy all of the stocks in one of our stock portfolios will be less than what many full-service brokers charge for just one trade.

Always remember to only invest money that will be in the market for the long haul; don't invest funds that will be needed in the near future.

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