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Frequently Asked Questions (FAQs)

Q: Do you recommend risky investments such as options, commodities, penny stocks, and futures?

A: We do not recommend commodities, penny stocks, or futures. Our main recommendations are based on using stocks and mutual funds as the foundation for a portfolio. While it is possible to use options to decrease a portfolio's risk, they are usually used in such a way as to increase risk. Occasionally we recommend a few options, but these are suitable only as a small part of a portfolio and are best left to experienced, risk-taking investors. We prefer investing in a safer manner, with diversified portfolios of stocks and mutual funds.

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